Many businesses, large and small, have a huge source of the great ideas that can help them improve, innovate, and grow, and yet so many of these companies never think of using this amazing asset. What is this highly valuable asset? Its own people. Says Morgan Fraud, the author of The Thinking Corporation, “Given that we are all capable of contributing new ideas, the question becomes how do you successfully generate, capture, process and implement ideas?”

The ongoing shift from cash and checks to card-based, online and mobile payments continues to drive secular growth in the industry.